Marketing & SMS Terms and Conditions

Effective Date: April 30, 2026
Last Updated: April 30, 2026
1. Overview
By opting in to receive communications from Medicare Experts (“we,” “us,” or “our”), you agree to these Marketing & SMS Terms and Conditions. These terms govern your participation in our email, phone, and SMS marketing programs.
 
2. Consent to Receive Communications
By providing your contact information and opting in, you expressly consent to receive marketing and promotional communications from us via:
  • SMS (text messages)
  • Email
  • Phone calls
Consent is not a condition of purchase. Message frequency may vary. Message and data rates may apply.
 
3. SMS Program Description
If you opt into our SMS program, you may receive:
  • Promotional offers and discounts
  • Product or service updates
  • Event notifications and reminders
  • Account-related alerts (if applicable)
 
4. Opt-In Requirements
We only send SMS messages to users who have provided prior express consent.
You may opt in through:
  • Website forms
  • Checkout pages
  • Keyword opt-in (e.g., texting a keyword to a short code)
  • Written or digital consent forms
At the time of opt-in, you will be informed of:
  • Our brand identity
  • The types of messages you will receive
  • Estimated message frequency
  • That message and data rates may apply
  • How to opt out
 
5. Opt-Out and Help Instructions
You can opt out of SMS communications at any time by:
  • Replying STOP to any message
After opting out, you will receive a confirmation message and will no longer receive SMS messages from us unless you re-subscribe.
For help, reply HELP or contact us using the information below.
 
6. Message Frequency
Message frequency may vary based on your interactions with us, but you can generally expect to receive 5 messages per month.
 
7. Fees and Charges
Standard message and data rates may apply to SMS messages sent or received, depending on your mobile carrier and service plan.
 
8. Carrier Disclaimer
Mobile carriers are not liable for delayed or undelivered messages.
 
9. Eligibility
By opting in, you confirm that:
  • You are at least 18 years old or have parental/guardian consent
  • You are the account holder or have permission to use the mobile number provided
 
10. Privacy
Your privacy is important to us. We collect and use your information in accordance with our Privacy Policy:
https://medicareexperts.com/privacy-policy

We do not sell or share your mobile number with third parties for their marketing purposes without your explicit consent.
 
11. Compliance with Laws
Our marketing practices comply with applicable laws and regulations, including:
  • The Telephone Consumer Protection Act (TCPA)
  • The CAN-SPAM Act
  • The General Data Protection Regulation (GDPR), where applicable
 
12. Changes to These Terms
We may update these Terms and Conditions at any time. Changes will be posted on this page with an updated effective date. Continued participation in our messaging program constitutes acceptance of those changes.
 
13. Supported Carriers
Our SMS program is supported by most major U.S. carriers, including but not limited to AT&T, Verizon, T-Mobile, and others. Compatibility may vary by carrier.
 
14. Program Termination
We reserve the right to suspend or terminate our messaging program at any time without notice.
 
By opting into our marketing communications, you acknowledge that you have read and agree to these Terms and Conditions.